From Mortgages to Business Loans—Your Approval Starts Here

Financing That Fits Your Vision.

Whether you’re buying your first home, expanding your investment portfolio, or securing capital for your business, Jen Approves brings clarity and confidence to the process. With access to over 65 lenders and a deep understanding of mortgage and business financing, Jen helps Canadians unlock funding that aligns with their goals. Backed by The Genesis Group, she delivers smart solutions, trusted advice, and personalized support—so your next move feels less stressful and more strategic.

Jennifer Trotman

Known for her down-to-earth style and sharp financial instincts, Jennifer Trotman—aka Jen Approves—brings more than just mortgage knowledge to the table. With roots in wealth management and a track record in corporate sales, she approaches every client with a strategic mindset and a commitment to real results. Whether you’re navigating your first approval or structuring a more complex financing deal, Jen brings heart, hustle, and high standards to every step of the process. Her mission? To make funding feel empowering—not intimidating.

Experience

Jen’s journey into mortgage lending began in the financial sector, where she honed her knowledge of insurance, lending, and long-term wealth planning. Her previous role as a sales manager at Coca-Cola gave her deep experience in leadership, negotiation, and top-tier client service. Today, she channels those strengths into her mortgage practice—making the process approachable, streamlined, and tailored to each client’s unique financial goals.

Top-rated

Working with Jen Approves means tapping into the trusted expertise of The Genesis Group—an elite Canadian mortgage brokerage with over $1 billion in funded mortgages and more than 3,000 happy clients. Known for their unmatched access to lenders and fast turnaround times, Genesis empowers agents like Jen to deliver a higher level of service. You’re not just getting a mortgage—you’re gaining a dedicated partner who brings clarity, speed, and strategy to the table.

Industry expert

From first-time homebuyers to real estate investors, Jen understands that each mortgage journey is different. That’s why she offers custom solutions backed by a network of over 65 lenders across Canada—covering everything from residential mortgages to commercial financing, refinancing, and business development loans. With Jen, it’s not just about getting approved—it’s about being fully supported every step of the way.

Jen's Financial Services

First-Time Homebuyer Guidance

Buying your first home in Canada? Jen makes the process smooth, clear, and even exciting. With a calm, hands-on approach, she’ll guide you from mortgage pre-approval to closing day—explaining each step in plain language and advocating for your best interest along the way. You don’t need to know everything—you just need Jen in your corner.

Mortgage Pre-Approvals

Get ahead of the competition with a fast, stress-free mortgage pre-approval. Jen taps into a network of 65+ top Canadian lenders to secure the right rate and terms for your unique needs. With her on your team, you’ll walk into every showing with confidence—and a clear budget to match your goals.

Refinancing Solutions

Looking to refinance your mortgage for better terms, debt consolidation, or to fund a big project? Jen takes the guesswork out of the process. She’ll assess your current situation, clarify your options, and design a custom refinancing strategy that protects your equity and aligns with your financial future.

Business & Development Financing

Need funding beyond the mortgage? Jen partners with The Genesis Group to offer smart, strategic financing options for entrepreneurs, investors, and developers. Whether it’s a business loan, commercial mortgage, or land development project, she helps unlock the capital you need—with clarity, speed, and trusted support at every turn.

Your Mortgage Estimate in Seconds

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5 Year - Fixed Term from

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No cost, no obligation—just your best rate in minutes.

At Genesis Group, we’re dedicated to securing the lowest rate possible for you. Your personalized rate depends on factors like credit score and home equity, in line with Canadian regulations. Get your tailored details quickly—with zero cost, zero obligation, and total peace of mind.

Term
Rates From
Payments as low as
1 Year Fixed
5.79%
$3,157/mo
2 Year Fixed
4.84%
$2,876/mo
3 Year Fixed
3.99%
$1,970/mo
4 Year Fixed
4.59%
$2,804/mo
5 Year Open
4.95%
$2,908/mo
5 Year Variable
4.45%
$2,736/mo
Illustration purposes only. Use our Genesis Mortgage Calculator for a more detailed look.

What Homeowners & Entrepreneurs Are Saying

From first-time buyers to seasoned investors, Jen’s clients don’t just get deals—they gain peace of mind. Explore the stories of those who trusted her guidance and found success.

FAQ

Absolutely! While I’m based in Toronto, I work with clients all across Canada. Thanks to my partnership with The Genesis Group—one of the nation’s top brokerages—I have access to 65+ trusted lenders coast to coast. Whether you’re in Vancouver, Halifax, or anywhere in between, I can help you secure the right mortgage or financing solution tailored to your needs.

I provide support for a full range of Canada-wide mortgage options—including first-time homebuyer mortgages, refinances, investment property financing, and commercial or business lending. Whether you’re upgrading your lifestyle, building equity, or expanding your portfolio, I’ve got you covered.

Expect clarity, patience, and zero pressure. As your first-time homebuyer mortgage guide, I walk you through every step—from pre-approval to keys-in-hand—so you always know what’s coming next. I make the process simple, strategic, and tailored to your budget and goals.

That’s where I come in. With access to 65+ trusted lenders, I’ll compare rates, terms, and features across the board and match you with the solution that fits your specific needs—whether you’re buying, refinancing, or investing. Think of me as your refinance specialist and mortgage matchmaker.

Yes! Mortgage pre-approvals are one of the most important steps in the process. I help you get pre-approved quickly, giving you a clear idea of your budget and a stronger negotiating position when house hunting.

It depends on your current rate, financial goals, and market trends. I offer free, no-pressure consultations to assess whether refinancing makes sense for you—whether you’re trying to lower your monthly payment, pay off debt, or fund renovations.

Absolutely. As a Toronto mortgage expert with access to nationwide solutions, I assist with investment property financing for new and seasoned investors. Whether it’s a duplex in Toronto or a rental in Calgary, I’ll help you secure the right terms and strategy.

Banks only offer their own products. As an independent agent with The Genesis Group, I shop the entire market for you—comparing rates and terms from 65+ lenders to get you the best fit. I work for you, not the bank.

Let’s work together

Get in touch today and receive a complimentary consultation.